Monday, December 25, 2023

Unequal Access: Healthcare in the United States

 


Health and Illness in the Richest Country in the World

  • Unlike all high income and most middle income countries, the United States have never made universal healthcare a social right.
  • Instead, healthcare is offered through a complex mix of public and private coverage that affords no consistency
    • Market-based, for profit industry dominated by insurance giants and drug companies
  • This has resulted in the highest healthcare spending per capita in the world and mediocore health outcomes.
    • The US has lower life expectancy and positive health outcomes than any other developed nation in the world. Scores much lower on managing chronic disease
    • The US has the lowest access to primary care of any developed (and some developing) nations
  • Lack of access to health insurance coverge (universal coverage) is the main cause
    • exacerbates illness
    • shortens lives
    • increases suffering
ACA as a response to restricted access
  • Increase access by expanding access to medicaid (non-group coverage)
  • Creating insurance exchanges to sell affordable healthcare
  • Using federal monies to finance programs rather than a hodgepodge of state formulas which left most care un- or under-funded.
  • Prohibited
    • denying coverage because of preexisting conditions
    • charging higher prices for women (gender range)
    • canceling coverage after it was issued (excision)
    • not including a comprehensive packege of basic services (minimum coverage)
  • Protected Insurance Companies
    • Risk pooling (risk adjustment, risk corridors, reinsurance
    • Provided subsidies and tax credits to keep market affordable
  • Problem with Implementation
    • 2012 supreme court decision made medicare expansion optional for states
      • less than 100% below poverty was now ineligible for financial assistance
      • left a new group of poor and uninsured
      • "coverege gap" for which people blamed obamacare rather than the states that didn't expand medicare by their own choice- even though the government would have paid 100% of it (for the first two years)
      • remains politically contentious which is responsible for its partial and tentative rollout and its lack of acceptance.

The Anthropological Approach to Healthcare Access

  • concerned with individual phenomonology as opposed to generalization
  • qualitative rather than quantitative data
  • shows how differently situated individuals have radically different experiences and these are all valid.
  • responsive to multiple points of view
  • Three theoretical concerns when understanding access post-ACA
    • stratified citizenship- the uneven ways in which people experienced the law
      • factors: immigration, race, age, income, gender, state of residence
      • health citizenship: social inclusion and marginalization are often produced through unequal access to healthcare, structural barriers to health, and provider attitudes.
      • differential notions of "deservedness"
    • risk-class membership, sense of vulnerability, social resources
      • how it is experienced and navigated in health care
      • perceived health risks shape coverage behaviors
      • people are also "risks" -subject to subprime rates for healthcare with incomplete coverage and high deductibles (average $3000).
    • responsibility- ACA provided new responsibilities for individuals and new opportunities for companies to make money
      • healthcare now an individual responsibility rather than an employment perk or universal right- individual mandate
      • part of the larger history of welfare reform
      • put more responsibility on states for healthcare delivery
      • unequally distributed increase in responsibility for healthcare and improved health outcomes falls on the most vulnerable and those in the coverage gap.

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